Below is our recent interview with Matthew Fox, CEO of Perspective Wealth Planning:
Q: Provide introduction to Perspective Wealth Planning
A: We are a Financial Planning firm located in Johnstown, Pennsylvania. We serve clients both locally and virtually throughout the United States. The foundation of Perspective Wealth Planning is built upon two pillars: active asset management and outstanding customer service. Our in-house active management philosophy allows us to navigate through the ever-changing market conditions. Our customer service model revolves around constant communication; weekly market updates, quarterly reviews, and annual updates to personalized financial plans.
Q: Can you give us insights into your services?
A: Here at Perspective Wealth Planning, we are a comprehensive Financial Services office. We offer in-house asset management to take care of your investing needs. We also focus on financial planning for everyone; whether you are just starting to plan for your future, approaching retirement, in retirement, or looking towards estate planning. We also offer a full range of insurance solutions to help protect all of the things that are important to you.
Q: What exactly do you mean by financial planning? What are the benefits of a financial plan?
A: Financial Planning, in simple terms, is a roadmap to your financial goals. Whether you have short term goals, such as buying a home or paying off debts, or longer-term goals such as retirement or leaving a legacy, a financial plan can show you the way to get there. We have a 7-step financial planning process at Perspective Wealth Planning. During this process we will work together to find out what your financial goals are, discuss what you are currently doing to pursue these goals, and we can then let you know if you are on track or if you need to make any changes to work towards those goals. There are many benefits to having a financial plan, but the main benefit is the financial independence of knowing that if you follow the plan, you can start creating a path in working towards your financial goals.
Q: What is your investment philosophy?
A: Here at Perspective Wealth Planning, we use an active asset management approach by utilizing our in-house Investment Strategist. This allows us to continually monitor and update our portfolios for the ever-changing market conditions. We feel that this gives us an edge to efficiently manage risk for our clients. Although there can be arguments made for both active and passive investment strategies, our approach to risk management is the reason we choose to actively manage our portfolios. This active investment strategy allows us to make changes to our portfolios during times of opportunity, and also allows us to shift assets to more conservative strategies when there seems to be market uncertainty. We use an “unconstrained” approach to investing, which means we do not limit the sectors and spaces of the market that we can invest in. Exchange Traded Funds (ETF’s) and individual securities are our core holdings, which seek to keep the overall cost of our portfolios down.
Q: What are your plans for the future?
A: We have plans to expand into new territories, starting with Frederick, Maryland. As we expand, we would like to continue to grow our team. We are also dedicated to being on the forefront of technology, as we continue to expand our virtual financial planning services. We also have plans to add additional portfolios to our product mix to continue to serve our client’s asset management needs.
No strategy can ensure success or protect against loss. Investing involves risk including loss of principal. Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Gladstone Institutional Advisory, a registered investment advisor. Perspective Wealth Planning and Gladstone Institutional Advisory are separate entities from LPL Financial.Activate Social Media: