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As Technology Changes loveit coverit Delivers A Comprehensive Mobile Phone Insurance

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Below is our recent interview with Toby Stubbington, Managing Director at loveit coverit:

Q: Could you provide our readers with a brief introduction to loveit coverit?

A: loveit coverit is a comprehensive mobile phone and gadget insurer based in Essex. We’ve been providing premium insurance for nearly 30 years, covering over 900,000 devices during that time via our dedicated in-house team, which has earned us a five-star Defaqto rating. loveit coverit is a brand of Pier Insurance Managed Services Limited who is fully authorised and regulated by the Financial Conduct Authority, ensuring that we’re an insurer our customers can trust and rely on.

We’re determined to offer comprehensive insurance cover that comes with well-rounded, caring customer service that makes our customers feel valued and respected.

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Q: Who is loveit coverit insurance designed for?

A: In this modern age, where our entire lives – be it personal or professional – revolve around one device, it’s paramount that that device is protected. Our market-beating prices are designed to make sure that anyone who cares about their mobile phone is able to protect it without paying through the nose, and our reduced excess charges ensure that our customers aren’t penalised should the worst happen. Furthermore, our multi-plan discount makes it easy for entire families to get mobile phone cover for less.

So, in short, loveit coverit insurance is designed for anyone who relies on their mobile and wants to make sure that it’s covered against the worst the world can throw at it.

Q: What is covered in your phone insurance policies?

A: As a comprehensive insurer, we pride ourselves on our wide range of cover. When a customer takes out a policy with us, they’re protected against accidental damage, loss, mechanical breakdown, liquid damage, theft, screen damage, and up to £10,000 worth of unauthorised calls. On top of that, our customers get up to £150 of accessory cover, as well as unlimited worldwide cover.

We cover all modern manufacturers such as Apple, Samsung, Google, and Sony, including the latest devices. However, we also cover a range of devices that may be considered out-dated or less common – even if a specific model doesn’t appear on our site, customers can call our team and get a quote.

Q: What makes you stand out from your competition?

A: Firstly, we’re one of the few insurers around that offer loss cover as standard, so you never have to worry about misplacing your mobile and being left without a replacement.

We’re incredibly proud of our comprehensive insurance that aims to deliver excellent service without the complex jargon that often accompanies insurance policies. We’re also backed by one of the most established insurance companies, Great Lakes Insurance, a subsidiary of Munich Re, which is rated A+ (Superior) by A.M.Best – a claim that many of insurance companies cannot make.

Finally, we provide an end-to-end service, with every claim going through our in-house, UK-based, team. We never pass claims on to another company and you’ll always be able to contact our customer care team. Many insurers outsource their customer care, making the already stressful experience of making a claim even more so – loveit coverit aims to fix this.

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Q: What are your plans for the future?

A: We are always reviewing our product and customer experience, as the tech market can be very dynamic. As technology changes and the eco system becomes more integrated we will look to incorporate a wider range of products in to our offering.

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